Yaspa (formerly Citizen) is an award-winning fintech that connects identity and money to simplify – and accelerate – the way we pay. Founded in 2017 by former Worldpay CTO, James Neville, Yaspa uses open banking to provide instant bank payments that are faster, more secure and more cost-effective than cards, and to help regulated businesses seamlessly verify customers and their payments. Yaspa (the trading name of Citizen UK Holding Ltd) is regulated by the UK’s Financial Conduct Authority, and now operates widely across the UK and Europe.